Fellow traders. Happy to meet you here.

To start with it doesn't matter if you are a seasoned trader already or if you are a beginner. I believe this series of articles will be useful for all traders no matter how long they have been active in the markets or what they trade and feel comfortable trading.

What I am planning to discuss here is generally what products are out there that you can trade and what to remember concerning each product. So let's begin.

Stock trading

Probably something most of you guys are familiar with. Trading stocks is trading part ownership of a company. This is normally done on standard exchanges but also OTC trading exists especially if traders want to execute larger trades. Stock trading is hugely popular around the world and is a huge market. Volatility is usually low but certain sectors can volatile and more risky like biotech and tech companies. Also penny stocks can move by a huge percentage in a day so remember that.

Forex or FX trading

Foreign exchange trading is one of the biggest markets around the world and goes on 24/7. London has established itself as the leading centre in foreign exchange trading but New York, Singapore, Hong Kong etc are also fairly big. Much of the forex trading is done online so no physical locations are needed in many cases. Some currency pairs as they are called (EUR/USD, GBP/EUR) are more volatile than others and thus involves more risk.

Bond trading

Bond trading has only recently become available to the greater public. Even now though only a handful of online brokers offer this product. Bond trading means trading debt of some sort. It can be corporate debt which often pays higher yield or it can be treasuries issued by nations which are considered less risky.

Commodity trading

This has picked up also quite a bit since there are more online brokers providing a chance to trade commodities now than there used to be. Most of the times when you trade a commodity though as a small investor you don't actually trade physical commodities but a financial contract instead with financial settlement instead of actually receiving a large amount pork bellies for example. Also a large amount of commodity trading is done through CFD (contracts for difference) instead of futures nowadays.

Derivatives trading

This mostly means options trading and there are many online brokers offering this service already. Options can be risky please be careful using them. At the same time though they can be hugely helpful in any investment portfolio either as a speculative bet or as a hedging tool.

Invest in a Truck Tracking System for Your Business

Have you heard of all the ways that a truck tracking system can benefit your business? In this day and age, it is very important to invest in equipment that will increase your business by improving your how efficiently it runs and how well your vehicles are being tracked and monitored. One of the best ways to monitor your transportation fleets is to invest in a state of art truck tracking system. You can save thousands of dollars each year by improving how your vehicles are and employees are monitored.

You can reduce some of your operating expenses by lower the amount of money that is being spent on fuel. With the right truck tracking system, you can keep track of when your vehicles are in need of servicing. By reducing idling times, monitoring your employees so they adhere to the traffic ordinances and drive at the proper speed limits, you can save a significant amount of money. You can also keep track of your employees and put an end to unauthorized personal use of your company's vehicles.

With so much focus being placed on how beneficial it is to become a greener and environmentally friendly business, you can use your truck tracking system to do so.

Remember, more accountability means your vehicles can be more efficient in the way they burn fuel and how they are used. Cut back on the amount of money you need to spend on labor. By remotely monitoring your employees, you can find where there is abuse in the clocking system and prevent overpayments. Instead of paying your employees for work they did not perform but are claiming they did because there wasn't a way to monitor them, you can reduce much of your operation expenses.

The right surveillance system can allow you to increase your profits. By observing where your time is being lost or wasted and reducing unauthorized personal time, you can schedule more deliveries and shipments and increase productivity. This will result in an increase of business and profits.

Improve your customer response time. Instead of not knowing where a certain shipment is when your client is inquiring about the status, you can provide them with up to the minute information about their orders. This will increase the strength of your customer- client relationship and keep your clients loyal. This will also make it much easier for you to determine where there are deficiencies so that improvements can be made as well.

Having a truck tracking system on each of your vehicles can also increase safety for your employees and security for your merchandise. Negligent behavior can be nipped in the bud and more time efficient and safer routes can be implemented. Proper supervision is the key to owning and operating a successful business. The better your vehicles are equipped, the better and more efficiently your productions and shipment will be. You business can grow and your profits will increase.

How to Write a Logistics Business Proposal

Do you work in the field of supply chain management, ensuring that goods move efficiently from the manufacturer to the buyer? Or perhaps you oversee just one part of a logistics chain, running a packaging or warehousing or transportation business.

No matter whether you're in charge of the whole chain or just one link in it, the success of your business depends on a steady flow of goods and a list of dependable, steady clients. Which means that, sooner or later, you will need to secure new contracts to maintain or--even better--to grow your business.

You can probably attract the attention of potential clients with basic brochures and a good website. But to actually land a contract or pitch a project, especially a big one, you will need to write a business proposal explaining how your operations can benefit the client or your company.

Writing a proposal is not difficult. You have one goal--to persuade your potential customer or partner that you can fulfill their needs or help them take advantage of an opportunity. The best way to do that is not to start off by bragging about yourself, but to frame the discussion in terms of your client's needs or goals, and explain how you can meet them for everyone's benefit.

Let's work from the front to the back of a typical proposal. First, you need a Cover Letter to introduce yourself and explain why you're sending a proposal now, and to provide your contact information. Then you need a Title Page to go on top of your proposal. Choose a descriptive name, like "Warehousing Opportunities for FGH Corporation," "Proposal to Streamline Supply Chain Operations," or "Efficient Packing and Shipping with ABT Services." Next, you may need a Table of Contents or an Executive Summary (a list of your most important points), but you can come back and insert these after you've written the first draft if you like. These few pages form the introduction section of the proposal.

In the next section, you should describe the needs or the opportunity, as well as any requirements. To do this, put yourself in your potential client or partner's position. What do they want or need? The ability to move goods from manufacturers to customers without intermediate warehousing? An efficient inventory control system that automatically orders products as they are sold? What are their goals or their problems? Do they have a backlog of orders they can't fill fast enough? Do products get damaged in shipping because of shoddy packaging or incompetent handling? Or are they missing an opportunity to make operations more efficient or to expand their product line?

Whatever your potential client's problems, needs, or opportunities, state them up front. Do a little research if you need to; it will pay off with a more successful proposal. Pages in this section will have titles like Needs Assessment, Opportunities, Challenges, Goals, and so forth.

After you've described the needs, goals, and/or opportunities, you'll write a section explaining how you propose to satisfy those needs, help the client meet those goals, and take advantage of those opportunities. Topics included in this section will be specific to the project you have in mind. You may want general topic pages, like Process Summary or Project Plan, as well as a Cost Summary and a page describing the Benefits of using your plan.

If you're in the shipping business, you might need more specific pages with titles like Handling, Shipping, Import/Export, Global, Transportation, Routes, Warehousing, Logistics, Supply Chain, Channels, Vessels, Reverse Logistics, Delivery Details, and so forth. If you're in the warehousing business, you might have pages describing your Facilities or your Inventory Management system. Others might need topics like Purchasing, Procurement, Receiving, Requisitions, Returns, Customer Service, or Scheduling. Just pick all the topics you need to explain in detail what you propose to do and how it will benefit your client.

After you've described what you can do for the client, you need to convince the client that you are the right party to do for the job. In the final proposal section, you'll describe your Company History or provide an About Us page, highlight your Experience and other Clients Served, explain any special Certifications or Training that are important, and include any Awards or Referrals or Testimonials you have received from others. If you offer a Guarantee of satisfaction, add that, too. Your goal is to conclude your proposal by convincing the reader that you can be trusted to follow through on all the promises you made in the earlier section.

So now you can see the structure of a business proposal--introduction; statement of needs, problems, or opportunities; description of how your services will meet those needs, solve those problems, or take advantage of those opportunities; and a description of why you are the best pick for the job.

After you've written the first draft, hire someone to proofread each page. If your proposal contains a lot of punctuation and spelling errors, the reader may conclude that you are just as sloppy in your business practices. Take the time to make the pages look attractive, too. Consider using splashes of color in page borders or logos, and/or using special fonts or bullet points. These graphic touches can help a proposal stand out from the competition. When your proposal is perfect, send it out, and then be sure to follow up in a few days to make sure your potential client received that package and ask if there are any questions.

Using a pre-designed proposal kit can make your proposal writing project go much more smoothly. A proposal kit will come with pre-written and formatted topic pages, including all those mentioned above. Each topic page in a good proposal kit will have suggestions and examples of information to include for that topic--that's a big head start over a blank page, and it helps to ensure that your proposal will be thorough. Make sure to use a proposal kit with comprehensive sample proposals too--these are great for giving you ideas about the contents and the look of a finished proposal.